In the event of Premature withdrawal before the specified tenure, the offered interest rate applicable will be the interest rate corresponding to the amount based slab (withdrawn amount) and basis the actual run period (tenure).

In case of High Value Deposit (> 5 crore), the interest rate offered for the particular deposit is only valid for that day for the deposit and only for the particular tenure.

Interest on Fixed Deposit can be paid for a period of less than a quarter (monthly interest payout) at the discounted interest rates as per regulatory directives.

* Please note the additional 0.75% over and above card rates applicable for Term Deposits of Senior Citizens (age 60 years and above) for value below Rs 2 Cr (Callable). Senior Citizens - Additional interest rate on Domestic Term Deposits No Interest will be paid out for NRE FDs if closed before 1 Year of completion.

NRE deposit rates are applicable only for Tenure 1 year onwards.

Kindly contact nearest branch/RM for rates and guidance

Above mentioned rates are not applicable for Call/Notice/Term Money market participants (both as lenders and borrowers).

In the absence of PAN card, TDS will be deducted at 20%.

* Income more than tax exempted limits earned through interest on FD is tax deductible.

To Open a Fixed Deposit online Click Here Please Note Simple interest will be paid on maturity for deposit wherever the tenure is upto 180 days. Less than 2 Cr* (Domestic /NRO/NRE deposits)Ībove 2 Years 1 Month to below 2 years 6 MonthsĢ years 6 Months to below 2 years 9 Months

If you are applying for an online Personal Loan for the first time, ensure that you do not apply for multiple loans at the same time as it will impact your credit score.Domestic /NRO/ NRE/Senior Citizen Fixed Deposit Rates (all in %) w.e.f.

Please keep in mind that while you can consider a lender who is likely to approve your application it might come with higher interest rates.

If you have a low credit score, your chances to get an online Personal Loan might be difficult.A credit score of 750 and above has a higher chance of getting the Personal Loan approved. Check if your credit score is good enough for your application to be accepted.It is critical that you fulfill the eligibility criteria for the Personal Loan that you wish to apply for.

As the rate of interest is crucial in decision-making, compare the Personal Loan interest rates before taking a call.

Conduct in-depth research to understand the options available to you.Have a clear goal and a justifiable reason for taking a Personal Loan.Here is a quick checklist which you can refer to before applying for a Personal Loan:

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